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Rates
Certificates of Deposit Special
Term | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
6 Month | $500 | $500 | 4.121% | 4.20% |
13 Month | $500 | $500 | 3.735% | 3.80% |
24 Month | $500 | $500 | 3.445% | 3.50% |
60 Month | $500 | $500 | 3.929% | 4.00% |
Certificates of Deposit
Term | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
31 Day | $500 | $500 | 0.45% | 0.45% |
91 |
$500 | $500 | 0.65% | 0.65% |
6 |
$500 | $500 | 0.65% | 0.65% |
9 |
$500 | $500 | 0.70% | 0.70% |
1 |
$500 | $500 | 1.00% | 1.00% |
1 1/2 Year | $500 | $500 | 1.00% | 1.00% |
2 |
$500 | $500 | 1.00% | 1.00% |
2 1/2 Year | $500 | $500 | 1.00% | 1.00% |
3 |
$500 | $500 | 1.00% | 1.00% |
4 |
$500 | $500 | 1.193% | 1.20% |
5 |
$500 | $500 | 1.391% | 1.40% |
* Annual Percentage Yield ** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of February 12, 2025. |
Interest Bearing Checking
Account Type | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
Benefits Plus | $2,500 | $2,500 | 0.10% | 0.10% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of February 12, 2025.
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Health Savings Account
Amount | Minimum Balance to Obtain APY | Interest Rate | APY* |
$0.00 - $4,999.99 | $0.00 | 0.996% | 1.00% |
$5,000.00 - $14,999.99 | $5,000.00 | 1.981% | 2.00% |
$15,000.00 + | $15,000.00 | 2.959% | 3.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Rates Effective as of February 12, 2025.
Passbook Savings
Account Type | Minimum Required | Minimum Balance to Obtain APY | Interest Rate | APY* |
Passbook/Statement Savings | $50.00 | N/A | 0.12% | 0.12% |
Golden Passbook | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice, each quarter. Fees could reduce earnings. Rates Effective as of February 12, 2025. |
Safe Money Market Tiered Rates
Amount | Minimum Balance to Obtain APY | Interest Rate | APY* | ||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$1,000 - 9,999 | $1,000 | 0.10% | 0.10% | ||||||||||||||||||||||||
$10,000 - 24,999 | $10,000 | 0.15% | 0.15% | ||||||||||||||||||||||||
$25,000 - 49,999 | $25,000 | 0.15% | 0.15% | ||||||||||||||||||||||||
$50,000 - 99,999 | $50,000 | 0.20% | 0.20% | ||||||||||||||||||||||||
$100,000 + | $100,000 | 0.25% | 0.25% | ||||||||||||||||||||||||
* Annual Percentage Yield Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of February 12, 2025. Platinum Money Market Tiered Rates
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Individual Retirement Accounts
Account Type | Minimum Balance to Obtain APY | Length | Interest Rate | APY* |
---|---|---|---|---|
Fixed Rate IRA | $500 | 1 & 2 Years | 1.40% | 1.40% |
Variable Rate IRA | $500 | 1 |
1.40% | 1.40% |
* Annual Percentage Yield ** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of February 12, 2025. |
Fixed Rate Mortgages
Loan Amount | Rate | APR | Term | Monthly Payment |
---|---|---|---|---|
$15,000.00 | 4.74% | 4.92% | 48 Months | $343.71 |