Banking Rates

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Rate Spotlight

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Today’s Featured Rates

Updated regularly for accuracy

Certificates of Deposit Special

Term
Min. Required
Interest Rate
APY*
6 Month
$500
3.59%
3.65%
12 Month
$500
3.59%
3.65%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Certificates of Deposit

Term
Min. Required
Interest Rate
APY*
31 Days
$500
0.45%
0.45%
91 Days
$500
0.65%
0.65%
6 Month
$500
0.65%
0.65%
9 Month
$500
0.70%
0.70%
1 Year
$500
1.00%
1.00%
1 1/2 Year
$500
1.00%
1.00%
2 Year
$500
1.00%
1.00%
2 1/2 Year
$500
1.00%
1.00%
3 Year
$500
1.00%
1.00%
4 Year
$500
1.19%
1.20%
5 Year
$500
1.39%
1.40%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Traditional/ Roth IRA

Account Type
Length
Interest Rate
APY*
Fixed Rate IRA
1 & 2 Years
1.40%
1.40%
Variable Rate IRA
1 Year
1.40%
1.40%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Savings

Account Type
Min. Required
Interest Rate
APY*
Statement Savings
$50
0.12%
0.12%
Sammy Savers
N/A
0.12%
0.12%
Golden Passbook*
$1,000
1.00%
1.00%
Christmas Club
N/A
0.12%
0.12%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Interest Bearing Checking

Account Type
Min. Required
Interest Rate
APY*
Benefits Plus
$2,500
0.10%
0.10%
Small Business
$1,000
1.98%
2.00%
Business Plus
$5,000
0.15%
0.15%
Elite Checking¹
N/A
3.93%
4.00%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.
¹ Annual Percentage Yield rates are subject to change without notice. Rates effective as of March 4, 2026. Have at least 15 debit card purchases post and clear during each statement cycle, not including ATM transactions. Have one ACH direct deposit or mobile deposit post each statement cycle. 0.05% APY on balances over $25,000. 0.05% APY if qualifications are not met.

Safe Money Market

Min. Required
Interest Rate
APY*
$1,000-9,999
0.10%
0.10%
$10,000-24,999
0.15%
0.15%
$25,000-49,999
0.15%
0.15%
$50,000-99,999
0.20%
0.20%
$100,000+
0.25%
0.25%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Platinum Money Market

Min. Required
Interest Rate
APY*
$1,000-24,999
0.10%
0.10%
$25,000-49,999
0.15%
0.15%
$50,000-249,999
0.35%
0.35%
$250,000+
0.40%
0.40%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Executive Money Market

Min. Required
Interest Rate
APY*
$25,000-49,999
1.78%
1.80%
$50,000-249,999
2.77%
2.80%
$250,000+
3.49%
3.55%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.

Health Savings

Min. Required
Interest Rate
APY*
$0.00-4,999.99
0.99%
1.00%
$4,999.99-14,999.99
1.98%
2.00%
$15,000.00+
2.95%
3.00%
* Annual Percentage Yield
** Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings. Rates Effective as of 05/28/2026.