Construction Loans Built Around Your Goals

Whether you're building your first home, your forever home, or a getaway retreat, our local mortgage team is here to guide you through every step. Explore competitive construction loan options, estimate your payments, and connect with lenders who understand your goals and your community.
Wooden house frame under construction with text showing 2.99% construction rate and 4.93% APR.

*Rate example of 2.99% interest rate with an Annual Percentage Rate (APR) of 4.928% is based on a $270,000 construction loan with a 12-month interest only construction period with a final balloon payment of all unpaid principal and interest. Actual APR may be higher. Bank of Brodhead checking account with direct deposit required. 10% down payment required for primary residence construction. 20% down payment required for second homes. Rate subject to credit approval, not all borrowers will qualify. Fees and closing costs apply. Rate subject to change without notice.

Explore Our Loan Options

Choose from our lending products and interactive calculators to compare payments, project costs, equity options, and payoff timelines.

our team

Contact us
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Anastasia Rieff (Brodhead)

Consumer Loan Officer
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Michelle Ponkauskas (Orfordville)

Mortgage Loan Officer

Your next home starts here.

Explore today’s featured mortgage rates, then connect with our local lending team to find your next step.

Local decisions. Personal guidance. A team that understands what home means here.

Today’s Featured Rates

APR = Annual Percentage Rate

Scroll within the rate window to view additional details and disclosures.

our values

Why Choose BoB

At Bank of Brodhead, we believe banking should feel personal, honest, and local. Every decision, every relationship, and every investment starts right here in our community.
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24 hour access

Manage your accounts anytime, anywhere, with secure online and mobile banking.
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We're Local

We do business locally, employ local people, and our shareholders are part of this community. We invest where we live and give back to the towns we serve.
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Competitive Rates

Enjoy fair, transparent rates designed to help you reach your goals without surprises.
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Trustworthy & Honest

We do what we say—and we always do what’s right on behalf of our customers.
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Top-Notch Customer Service

We meet you where you are, on your schedule. Real people. Real help.
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We’re Personal

You’re never just a number to us. We remember your name, your story, and your goals—because we’re in the people business.
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We answer your questions

Quick answers to common questions. For specifics about your situation, contact a banker.
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