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Online Banking Login APPLY FOR A LOAN

Peace of mind lending solutions can help you purchase that house, vehicle, or pay for a key home improvement. Our lending staff is committed to helping you make smart decisions about your financial goals. We offer several lending products to fit your unique financial needs that feature competitive interest rates and superior local service. 

Fixed-Rate Mortgages 

Offers predictable principal and interest payments for the life of the loan.

  • Low origination fees
  • No application fees
  • Fixed monthly principal and interest payments
  • Automatic payment options available
  • Escrow of property taxes and homeowners insurance available
  • No prepayment penalty
  • Local servicing (we won’t sell the servicing on your loan)
  • Private Mortgage Insurance (PMI) available
          Apply Now

Construction Loans

Flexible repayment terms from lot purchase to lot occupancy.

  • Interest only payment available during construction
  • Flexible, local draws
  • Refinance into a fixed-rate mortgage
          Apply Now

Balloon Mortgages

Available for the purchase or refinance of your home with payments based on long term amortization with balance due at maturity.

          Apply Now

Home Equity Line of Credit

Take advantage of the equity you have in your home with a revolving line of credit that allows you to borrow up to your limit, pay it back and borrow again.

Second Mortgages

Use the equity you have invested in your home to help you make home improvements or pay off high interest debt.

Consumer Loans

Loans designed to meet your credit needs for that new or used car, recreational vehicle, or vacation.

  • Unsecured Consumer Loans 
  • Secured Fixed-Rate Loans
  • Installment Loans