Amortization Schedule Calculator

Generate a detailed payment schedule showing principal, interest, and remaining balance.
Amortization Schedule Calculator

Amortization Schedule Calculator

Estimate monthly payments, total interest, and view a detailed amortization schedule for a loan.

Loan Amortization Snapshot

Enter the loan amount, rate, term, and optional extra principal to see how each payment is split between principal and interest.

Calculating
Monthly Payment
$0
Principal and interest
Total Interest
$0
Estimated interest paid
Total Cost
$0
Principal plus interest
Payoff Time
0y 0m
With selected extra payments

Loan Details

$300,000
$
6.50%
%
30 years
yrs
Monthly

Optional Extra Principal

$0
$
Monthly
0 months
mo
Annual
Monthly view provides the full detailed schedule. Annual view summarizes each year.
Remaining Balance Over Time

Detailed Results

Scheduled Payment$0
Extra Principal Paid$0
Total Principal Paid$0
Total Interest Paid$0
Total Payments$0

Amortization Read

Payment Breakdown
Amortization Schedule
YearPaymentPrincipalExtraInterestBalance

15-Year Loan

Compare a shorter payoff term with higher payments and lower total interest.

30-Year Loan

A common mortgage-style amortization schedule.

Extra Principal

Add extra monthly principal to see faster payoff and interest savings.