Local Lending

Agriculture Loans

Grow your operation with flexible financing and local decisions made by people who understand farming. Whether you’re buying land, upgrading equipment, or planning your next season, we’re here to help you move forward with confidence.
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Agriculture Loans

Farming doesn’t follow a steady schedule—and neither do your expenses. From planting to harvest, you need reliable access to funds to keep things running smoothly.

Equipment & Ag Loans Made Simple

Financing through Bank of Brodhead gives you the flexibility to grow your business with confidence. With customized loan structures and support for a wide range of equipment needs across industries, our local experts make the process clear, convenient, and built around your goals.
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Financing through Bank of Brodhead comes with real advantages. We know you, and we know your business. With personal relationships and local decision-making, we understand your objectives and work to find terms that truly fit. Coordinating your equipment financing and banking in one place saves time and keeps your business moving forward.

Whether you need to upgrade technology, add vehicles, or invest in specialized machinery, our equipment loan solutions are designed to keep your business productive and efficient. Choose from flexible structures that align with your cash flow, including seasonal, deferred, or step-payment plans—each backed by local service and fast approvals.

An equipment loan helps you access the equipment your business needs without a large upfront investment. With terms customized for your operation, you can manage expenses while putting the equipment you need to work right away.

Examples include:
• Tractors, loaders, and ag implements
• Delivery trucks and utility vehicles
• Computers, printers, and networking systems
• Manufacturing systems and shop tools

our values

Why Choose BoB

At Bank of Brodhead, we believe banking should feel personal, honest, and local. Every decision, every relationship, and every investment starts right here in our community.
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24 hour access

Manage your accounts anytime, anywhere, with secure online and mobile banking.
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We're Local

We do business locally, employ local people, and our shareholders are part of this community. We invest where we live and give back to the towns we serve.
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Competitive Rates

Enjoy fair, transparent rates designed to help you reach your goals without surprises.
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Trustworthy & Honest

We do what we say—and we always do what’s right on behalf of our customers.
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Top-Notch Customer Service

We meet you where you are, on your schedule. Real people. Real help.
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We’re Personal

You’re never just a number to us. We remember your name, your story, and your goals—because we’re in the people business.
how to get started

A simpler way to borrow

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Choose

Compare accounts & features; check eligibility
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Apply

Come on in and complete an application with one of our Ag Bankers.
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Verify

We review, confirm identity, and provide next steps
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Set up

Activate your debit card, enroll in e-statements, download the app, set alerts and direct deposits

our team

Contact us
Headshot of Adam Sommer

Adam Sommer (Brodhead)

Chief Lending Officer
asommer@bankofbrodhead.com
Headshot of Craig O'Leary

Craig O'Leary (Orfordville)

Executive Vice President
craig@bankofbrodhead.com
faqs

We answer your questions

Quick answers to common questions. For specifics about your situation, contact a banker.
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Yes. We offer FSA-guaranteed loans and can help guide you through eligibility and application requirements.

Absolutely. Our ag lenders live and work in this community. We understand the rhythm of farm life and structure financing to support seasonal needs.

We offer operating lines of credit, machinery and equipment loans, livestock loans, real estate loans, and FSA-guaranteed options—designed to meet the needs of local producers.